Your Output Report is generated by clicking the “Analyse” button after you have entered all of your data through the Input Form.

The Report is divided into four sections: Your Input Summary, Comparator Group, Calculated Metrics and Input Breakdown.

Input Summary: The Input Summary reflects the total figures you’ve entered into the various Input Form sections. This is so that you can check that the numbers you’ve entered are correct.

Comparator Group: The Comparator Group shows you information about the data set you have selected to compared against. Includes the Sectors and Regions, the total number of businesses in the selection and a bar chart comparing your total figures with the median average figures for your Comparator Group.

Input Breakdown: The Input Breakdown section has two functions.

Firstly, it will compare your data against the Comparator Group data for each of the figures you entered in the Input Form. These are arranged into the same categories as in the Input Form and will compare Your Value and Percentile to the Group Average, and the 25th and 75th percentiles.

The second function of the Input Breakdown highlights outlying values which may demonstrate areas of your business that require some attention.

*Yellow Highlighting:* A row will be highlighted yellow where Your Value is either below the 10th percentile or above the 90th percentile for the Comparator Group you have selected.

*Red Highlighting:* A row will be highlighted in red where Your Percentile for that row is 20 percentiles higher or low than your average percentile. These red highlighted rows indicate areas of your business that might be out of the step with the rest.

**Calculated Metrics:** This section includes five ratios, calculated from your data, and compared against your comparison group. By hovering the mouse over the icon, you can see how these are calculated.

*The Ratios*

*Debt to Assets Ratio:*

= *Total Liabilities* divided by *Total Assets*

The higher the number, the greater the financial risk.

*Net Current Assets Ratio:*

= *(Current Assets - Current Liabilities)* divided by *Total Income*

A positive number here suggests the business has enough working capital to cover its obligations, while a negative number can be a sign of financial difficulty.

*Net Fixed Assets Ratio:*

= *(Fixed Assets - Long Term Liabilities)* divided by *Total Income*

A figure below 1 is indicative of operational efficiency and long-term solvency, while a figure above 1 may suggest there is some inefficiency in the business’s finances.

*Resilience Ratio:*

= *Net Assets* divided by *Total Income*

This represents the level of ‘free’ funds available to you as a proportion of your total income. The higher the number, the more money you have available to spend as you need.

*Trading Ratio:*

= *Commercial and Trading Income* divided by *Total Income*

This highlights how much of your total income comes from Trading vs. other sources. The higher the number the greater proportion of income is derived from Trading.

*Averages and Percentiles*

The table shows ‘Your Value’ for the given ratio as well as: The Group Average (the median for your Comparator Group) as well as your Input Percentile and the 25th and 75th percentiles.